Monitoring your accounts pays off
I'm pretty easygoing about most things, but I carry a Type A streak that manages to manifest itself in a few weird and wonderful ways. My apartment, for example, is almost always very neat. Lining up my silverware with the edge of my napkin gives me immense satisfaction. More importantly (and hopefully it's also less irritating to boot), I check my savings, checking, and credit card accounts every day to make sure that all my transactions are captured properly. I've never had any surprises on that front. . . until today.
When I looked at my checking account this morning, I saw that a check I had deposited on Saturday not only had failed to clear, there was no record of it having existed in the first place.
Eek. Not good.
As you might guess, I called the bank straight away. I always make a point of being really nice to customer service people, and generally it pays off. In this case, the bank found the missing check and credited it to my account within two hours. All's well that ends well, but what if I hadn't checked on my transactions today? Chances are, I'd be out $131 and none the wiser.
In this economy, losing money hurts, all the more so if it's avoidable. All you other folks who are wound a little tight about your finances, I hope you celebrate your compulsion for what it is.
Once in a while, it pays off.
2 retorts. What say you?
I'm with you. I check all my accounts on a daily basis. I use a couple of rewards credit cards for all purchases, and I check them sometimes twice per day. Yeah, I'm compulsive, but I've caught the occasional erroneous charge, as well as, a couple of paychecks that failed to direct deposit. I'm a big believer in keeping an eye on your funds at all times.
Very smart of you. Your story really is proof that vigilance pays off.
Post a Comment